What’s Changing for 2020

The following is an overview of what’s changing for 2020:

  • New Medical Option: A third medical option with Aetna – the Basic Plus plan. It provides in-network only benefits at a lower paycheck cost. Learn more.
  • Health Savings Account (HSA): Administration of your HSA will move to PayFlex, along with increases to the annual IRS contribution maximums. Learn more.
  • SavingsPlus HSA: The annual out-of-network deductible will increase to $2,500 for Individual coverage and $5,800 for Family coverage. Learn more.
  • Hospital Indemnity Plan: A new voluntary plan through Aetna, Hospital Indemnity Insurance, which pays benefits when you have an eligible hospital stay. Learn more.
  • Vision Plan: Enhanced benefits, lower cost and administration will move to Aetna. Learn more.
  • Group Critical Illness & Accident Insurance: Administration of the plans will move to Aetna. Learn more.
  • Flexible Spending Accounts (FSAs): Administration of the plans will move to PayFlex. Learn more.
  • Commuter Benefits – Administration of Commuter Benefits will move to PayFlex. Learn more.
  • Out-of-network Reimbursement for Non-Aetna Providers: For both the Traditional Choice Plus and Savings Plus HSA plans, eligible expenses will be subject to the reasonable and customary levels based on 70% of the Aetna recognized charge (the amount Aetna will consider for reimbursement of a given service or procedure) instead of 90%. When you use out-of-network providers, you will continue to pay your portion of coinsurance (after you meet the deductible) plus any amount over the recognized charge.
  • Other Medical Changes: For both the Traditional Choice Plus and Savings Plus HSA plans, eligible home health care visits will increase to 120 visits. Also, eligible short-term rehabilitation (physical therapy, speech therapy, occupational therapy) will be subject to Aetna medical review after 25 visits; age and visit limit restrictions due to developmental delay will no longer apply for short-term rehabilitation services.
  • Basic Life coverage option (if applicable): For 2020, you may have the option to elect a flat amount of $50,000 of basic life insurance coverage if you want to avoid the tax on imputed income. Learn more.

Back to 2020 Open Enrollment Overview

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