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Long-Term Disability

If you are ill or injured for more than 180 days, you may be eligible for long-term disability (LTD) benefits. The Company provides you with basic coverage automatically, and you have the option of purchasing additional coverage:

Basic LTD provides a benefit of 40% of your covered base monthly salary. You may buy-up an additional 20% to 60% of your covered base monthly salary. The monthly benefit maximum is $15,000 total (combined for Basic and Buy-up LTD).

You must work 20 or more standard hours per week to receive Company-paid coverage. You can enroll in buy-up LTD coverage at any time. However, you must provide evidence of insurability if you enroll outside of the 31-day new hire/newly eligible grace period.

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Broadridge Benefits Service Center • www.totalrewards.broadridge.com My Benefits Enrollment
+1-877-869-5182 • Monday – Friday, 8am – 6pm ET
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